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Vegas 3 Card Rummy

A few years ago, no casino really offered 3 Card Rummy to players, but it seems to be getting more popular, both online and in land-based casinos.

The game of Rummy originated around 400 years ago in Spain and Mexico and later reached the shores of America and England. It is now one of the most popular card games around.

The casino version sees the player go up against the Dealer with the aim of getting an as low score as possible. It is played with 1 standard deck of 52 cards.

Rules

 
1. Decide the amount you wish to bet. It is worth noting that your initial bet, the Ante bet, is only half the total bet if you wish to play the hand, remember this when deciding how much to bet.
 
2. You can also bet on a bonus game at most casinos, including the one above. More details on how to play this can be found below.
 
3. Once you have placed your bets, you will be dealt 3 cards face up and the Dealer will receive 3 cards face down. At this point, the bonus game is finished and you receive a payout if you win.
 
4. There is only one option to make in 3 Card Rummy which is whether to Raise at this stage or Fold. If you place a Raise bet, you place a further bet equal to the initial Ante bet and have a chance of winning the hand. If you choose to Fold, you lose your Ante bet, but don’t have to put any further money in.
 
5. If you Fold, the hand is over. If you Raise, the Dealer’s cards are turned over and the scores of both hands are compared. The Dealer must have 20 or less in order to ‘qualify’.
 
a. If the Dealer does not qualify, you get even money on your Ante bet and the Raise bet ‘pushes’ – so you get your money back.
 
b. If the Dealer qualifies and you have a lower score than the Dealer, you win a payout depending on your hand – further details are shown below.
 
c. If the Dealer qualifies and has a lower score, you lose both the Ante bet and the Raise bet.
 
d. If the Dealer qualifies and the scores are the same, the bets are a ‘push’ and you get your money returned.
 

3 Card Rummy

Scoring

 
The scoring in 3 Card Rummy is similar to the popular version of Rummy. An Ace is worth 1 point1, a Jack, Queen, and King are worth 10 points, and all numbered cards are worth their face value – 4 is worth 4 points, 6 is worth 6 points etc.
 
This isn’t quite the end of the story though, and this is where things get a bit more complicated. If you play online at one of our recommended sites, you will see your total displayed for you after your 3 cards have been dealt, so you won’t need to worry about working it out for yourself.
 
• If you have a pair or 3 of a kind, those cards score 0 points.
 
• If you have 2 or 3 suited cards in ascending order – such as 5 and 6 of Spades or 10 and Jack of Diamonds, these cards score 0 points. Please note that an Ace-King suited does not count as suited in ascending order as an Ace is considered to be low only.
 
If you are new to Rummy, we would suggest playing for free at one of our recommended sites before you play for real money so you get used to the rules of the game
 

Bonus Game

 
The Bonus game takes into account your hand only, the Dealers hand does not affect the payout.
 
• If you play the Bonus game and get an Ace, 2, 3 suited, you get paid out at 100 to 1.
 
• If you play the Bonus game and get 0 points, you get paid out at 25 to 1.
 
• If you play the Bonus game and get between 1 and 6 points, you get paid out at 2 to 1.
 
• If you play the Bonus game and get between 7 and 10, you get paid out at 1 to 1.
 
• If you play the Bonus game and get 11 or 12, you get paid out at 4 to 1.
 
• If you play the Bonus game and get 13 or more, you lose the Bonus Bet.
 

Payouts

 
Payouts from the Ante bet and Raise bet can get a bit confusing.
 
• If the Dealer fails to qualify, you get your Ante and Raise bet back.
 
If the Dealer qualifies and you have a lower score:
 
• The Ante bet pays out at 1 to 1.
 
• If your score is 0 points, the Raise bet pays out at 4 to 1.
 
• If your score is between 1 and 5 points, the Raise bet pays out at 2 to 1.
 
• If your score is 6 points or higher, the Raise bet pays out at 1 to 1.
 
Please note that these amounts can vary from casino to casino so we recommend you check with the casino for full details.
 

Strategy

 
As there is just one choice to make when playing 3 Card Rummy, apart from whether or not to play the Bonus game, it is hard to get a good strategy going.
 
The suggested way would be to Raise with 20 points or less and Fold with 21 points or more. This is the cut off at which the Dealer qualifies or doesn’t qualify and gives the game a House Edge of around 3.2%.
 
The Bonus game only has a House Edge of 3.5% and with a payout of up to 100 to 1, this is one table game where it can be a good idea to play if you are after a big payout. Most other table games, such as Blackjack, it is not recommended to play Bonus games.

Blackjack

The aim of Blackjack is to get more than the Dealer without going over 21.
 

Rules

 
• Once you have placed your initial bet along with all other players, the Dealer will deal everyone 2 cards face up and himself 1 card face up. In some casinos, the Dealer will also deal themselves a 2nd card face down, in some, they will receive just 1 card face up and the 2nd card will be dealt after all Players have finished their turns.
 
• If the Dealer has an Ace showing, players are offered Insurance. More information on this can be found below although we would not recommend taking this bet. If the Dealer has a card with the value of 10, they will often check their 2nd card if they have one to see if it is an Ace giving them ‘Blackjack’. If so, it is turned over and the hand ends.
 

Blackjack

• Play begins to the Player on the left of the Dealer.
 
• There is a minimum of 3 decisions you can make at this point, possibly a 4th or 5th depending on your cards and the rules of the Casino.
 
o Stand – Stick with the cards you have.
 
o Hit – Take another card
 
o Double – Double your stake and take 1 more card
 
o Split – If both your cards have the same value, Split them means you pay another bet equal to your first and have 2 hands, 1 with each of your cards plus one more that is dealt
 
o Surrender – Not available at all casinos, this lets you get half your bet back and give up the hand.
 
• After all, players have had their turns, the Dealer will either turn over their 2nd card or deal themselves the 2nd card. If they have a hand valued at 17 or above, they will Stand. If it is valued at 16 or less, they will Hit and deal themselves a further card. This will continue until either the value is between 17 and 21 in which case they Stand or the value goes over 21 and the Bust.
 
• Payouts are now made. If the Dealer has more than 21 and gone Bust, all Players left in the hand – i.e. those that didn’t Bust themselves – will win an amount equal to their total stake during the hand, unless they got Blackjack. If any Players got Blackjack – An Ace and another card valued at 10 in their first 2 cards – they will be paid out at 3 to 2 (this can differ from casino to casino but is going to be more than even money). If the Dealer gets between 17 and 21, any Player that has a value higher than the Dealer wins an amount equal to their total bets, any Player that has a value lower than the Dealer loses all their bets, if the Dealer and the Players scores are levels, the bets pushed and are returned to the Player with no wins or losses.

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